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Lasting power of attorney responsibilities

If you have power of attorney, you have a number of important responsibilities. Being an attorney for a family member or friend could mean making difficult decisions about that person's finances or health and welfare. You may have to make those decisions alone or with other appointed attorneys. You should think carefully about whether you are willing and able to make those decisions if the need arises

Agreeing to be an attorney

When someone (the 'donor') makes a lasting power of attorney (LPA), they appoint one or more individuals (the 'attorneys') to make decisions on their behalf. The lasting power of attorney’s responsibilities will be specified in the LPA. It will explain what kind of decisions the attorney will be able to take, and under what circumstances - typically when the donor no longer has the mental capacity to do so.

Before agreeing to take on lasting power of attorney responsibilities, you should think carefully about what you will be signing up for.

Being an attorney could involve difficult decisions about issues such as healthcare (eg should the donor be moved into residential care) or finances (eg claiming benefits and dealing with taxes on behalf of the donor). Although you can reclaim reasonable expenses, the role is unpaid (unless you are a professional attorney).

If you do not think you have the expertise, or the time to take on the responsibilities of an attorney, you should let the donor know. This is preferable to accepting the role only to surrender it at a later date, when the donor may no longer be in a position to make other arrangements.

Your legal responsibilities under lasting power of attorney

As an attorney, your legal responsibilities include:

  • Acting in the donor's best interests and taking reasonable care when making decisions on their behalf.
  • Acting in accordance with the terms of the LPA (see below).
  • Helping the donor to make their own decisions where possible, rather than simply taking control.

More detailed information about lasting power of attorney responsibilities is available in the Mental Capacity Act Code of Practice.

You should obtain a copy of this guidance, as you must take it into account. As part of the process of making the LPA, you will be required to sign a statement confirming that you understand your legal responsibilities as an attorney.

You could be ordered to compensate the donor for any losses they suffer if you do not perform your duties properly. You could also face criminal charges if you ill-treat or wilfully neglect the donor.

Your authority as an attorney

An LPA does not give you unlimited authority to make decisions on behalf of the donor.

A lasting power of attorney can be either a property and financial affairs LPA - which allows the attorney to make decisions about finances and property - or a health and welfare LPA (healthcare and personal welfare decisions).

Being appointed under a property and financial affairs LPA does not give you the authority to make health and welfare decisions - and vice versa - though you can be appointed as an attorney under both kinds of LPA.

In addition:

  • You cannot act under an LPA until it has been registered with the Office of the Public Guardian.
  • An LPA may only authorise you to act if the donor lacks the mental capacity to make the decision (see below). This restriction automatically applies to any health and welfare LPA.
  • If you have been appointed under a health and welfare LPA, you can only make decisions regarding 'life-sustaining' treatments if the LPA specifically says so.
  • An LPA may also include further restrictions on the decisions you can take, for example that you cannot make gifts.
  • The donor may discuss their wishes with you, and/or or include guidance in the LPA. You should take this guidance into account when making decisions. When appropriate, you may also need to consult with the donor’s family or friends.
  • An LPA may appoint more than one attorney. If so, the attorneys may be required to make some or all decisions together (ie unanimously) rather than independently.
  • If the donor has made more than one LPA (or other kinds of power of attorney), you may need to cooperate with other attorneys where your authorities overlap. You should take advice if the extent of your authority to make decisions independently is unclear.

If you are only authorised to act if the donor lacks mental capacity, you will need to check whether the donor has the capacity on a decision-by-decision basis. For example, the donor might be capable of making small decisions (such as what to wear), but not complex decisions about where to live or managing financial issues.

In each case, you should start from the assumption that the donor is capable - and look for ways to help the donor make the decision - rather than just taking control.

To help decide whether the donor lacks capacity, you can apply a two stage test:

  • Is the donor's mind or brain impaired or disturbed in some way?
  • Does this make the donor unable to take the decision at the time it needs to be taken?

If you are unsure whether the donor has capacity, you should get an expert opinion (eg from a doctor). Bear in mind that simply disagreeing with you, or making foolish or eccentric decisions, does not mean that the donor lacks capacity.

Lasting power of attorney responsibilities - practical issues

If the donor loses capacity before the LPA has been registered, you can apply to the Office of the Public Guardian to register it. You should do this as soon as possible - there will be a six week delay (at least) before the registration takes effect.

Once you are acting as an attorney, there are several practical issues you need to take into account:

  • If you are acting under a property and financial affairs LPA, you must keep the donor's finances and possessions separate from your own. You must also keep accurate accounts showing what you have done.
  • If you need to make a decision but do not know what the best decision would be, you can take advice. For example, you could consult a financial adviser about investments. However, you cannot delegate decision-making to someone else unless the LPA authorises you to do so.
  • If you feel that a decision needs to be taken that is not within your powers, you can apply to the Court of Protection. For example, if you are an attorney under a property and financial affairs LPA and want to make large gifts as part of an inheritance tax planning strategy, you will need court approval.
  • If the donor dies, you should send the LPA and a copy of the death certificate to the Office of the Public Guardian. You have no further power to act for the donor under the Power of Attorney.
  • If you no longer wish to be an attorney, you can 'disclaim' the role. If the LPA has not yet been registered, you should give formal notice to the donor. If the LPA has been registered, you must contact the Office of the Public Guardian.

You can find further guidance and forms on the Office of the Public Guardian website.

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